I hereby apply for membership in El Monte Community Credit Union (EMCCU) with this application and certify that I qualify for membership based on the eligibility stated in this application. I further understand that to continue my membership in EMCCU, I must maintain an EMCCU deposit account. I authorize you to gather whatever credit, checking account and employment information you consider appropriate from time to time. I understand that this will assist you in determining my initial and ongoing eligibility for an account. I authorize you to give informaton concerning your experience with me to others. THIS INSTITUTION IS NOT FEDERALLY INSURED, AND IF THE INSTITUTION FAILS, THE FEDERAL GOVERNMENT DOES NOT GUARANTEE THAT DEPOSITORS WILL GET BACK THEIR MONEY. MEMBER SAVINGS ARE INSURED UP TO $250,000 PER ACCOUNT BY AMERICAN SHARE INSURANCE, THE NATION'S LARGEST PRIVATE DEPOSIT INSURERS.
Acknowledgement of Receipt Disclosure
By signing the Membership Application and Agreement, I acknowledge that I have received a copy of the Credit Union's Truth-in-Savings Disclosure and Electronic Services Disclosure and Agreement and that I have received a copy of the current Rate Sheet and Fee Schedule. I agree to be bound by the terms and conditions of the Credit Union's Account Agreement(s) and any amendments thereto. I understand that any new account information will be verified. Note: The Internal Revenue Service does not require your consent to any provision of this document other than the certifications required to avoid backup withholding.
Important Information About Procedures for Opening a New Account: To help government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: when you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.