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Fee Schedule

Checking Account Fees 
Share Draft OrdersBased on Style Ordered
NSF Returned Unpaid$22.00 per item
Courtesy Pay$22.00 per item 
Share Draft Collection$22.00 per item
Stop Payment$22.00 per item
Stop Payment Range$22.00
Funds Transfer$1.00 per transfer
Photocopy of Drafts/Statements$3.00 per item
Investigation/Account Reconciliation$25.00 per hour
ATM/Debit Card Fees 
Replacement Card$5.00 each
ATM Cash Withdrawal Fee*$3.00 NON-CO-OP, CIRRUS, OR STAR
POS TransactionsFree
Collection Item (plus bank fee) $20
ACH Fees 
NSF Returned Fee$22.00 per item  
Stop Payment$22.00 each
Other Fees (for all accounts unless otherwise indicated) 
Membership Fee$1.00 (one-time fee)
Money Orders$2.50 each
Credit Union Official Check Payable to MemberFree
Credit Union Official Check Payable to Another Person $1.50
Returned Item$22.00 per item
Dormant Account$6.00
Domestic Wire Transfer$15.00
International Wire Transfer$30.00
Notary ServiceFree to Members Only
Verification of Deposits$5.00 each
Stop Payment on Official Check & Share Drafts$22.00 
Fax (Local)$0.25 per page
Fax (Non-Local)$1.00 per page 
Pay Off Demands (Real Estate)$30.00 each

Fees effective as of February 15, 2017.

*Transactions at certain ATMs on systems that are not owned by our Credit Union or Co-op network may be subject to a service fee charged by the owner of the terminal and the Credit Union This fee may be imposed by a national, regional or a local automated transfer network that is used to facilitate the transaction.

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By members choice, El Monte Community Credit Union is privately insured by American Share Insurance up to $250,000 per account.  This institution is not federally insured and if the institution fails, the Federal Government does not guarantee that depositors will get back their money.  Accounts with this institution are not insured by any state government.