Loan Rates

LOAN RATE SHEET

Auto loans financed up to 100% Loan-to-Value, include tax, license, MBI and GAP waiver.

New and Used Vehicles

TermNew Auto RateUsed Auto Rate
36 Months 1.99%** 2.99%**  
48 Months 2.99%** 3.99%**
60 Months 2.99%** 3.99%**
72 Months 2.99%** 3.99%**
84 Months 3.49%** 4.49%**

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New and Used Recreational Vehicles

TermNew RateUsed Rate
36 Months 5.42% 6.42%
48 Months 5.42% 6.42%
60 months 5.42% 6.42%
72 months 5.63% 6.63%
84 months 6.11% 7.11%
120 months 6.41$ 7.41%

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Personal Loans (Up to $15,000 for Platinum credit score 740+)

TermRate
up to 48 months As low as 8.99% **

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Visa (6-month intro rate of 3.99%)

LimitRate
Up to $10,000 ** As low as 10.99%**

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Line of Credit

TermRate
up to XX months As low as 10.99%**

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First Trust Deed and Home Equity Loans

Please call the credit union

*APR= Annual Percentage Rates. **Standard rate based on Platinum FICO score 740+. El Monte Community Credit Union has a managed-risk credit program and rates vary based on your individual FICO score. All rates reflect .50% discount with Direct Deposit payment (excluding Visa) Rates are subject to change without notice.

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Your savings insured to $250,000 per account. This institution is not federally insured, or insured by any state government.