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Auto loans financed up to 120% Loan-to-Value, include tax, license, MBI and GAP waiver for new vehicles and 110% Loan-to-Value, include tax, license, MBI and GAP waiver for used vehicles.

New and Used Vehicles

TermNew Auto APR*Used Auto APR*
24 Months 4.99% 5.99%
36 Months 4.99% 5.99%
48 Months 5.99% 6.99%
60 Months 5.99% 6.99%
72 Months 5.99% 6.99%
84 Months 6.49% 7.49%

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New and Used Recreational Vehicles

TermNew RateUsed Rate
24 Months 6.42% 6.42%
36 Months 6.42% 6.42%
48 Months 6.42% 6.42%
60 months 6.42% 6.42%
72 months 6.63% 6.63%
84 months 7.11% 7.11%
120 months 7.41% 7.41%
180 months 7.91% 7.91%

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Personal Loans

Up to $25,000 No Collateral Required

TermAPR*
up to 60 months As low as 13.49%

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Visa Credit Cards

LimitAPR*
Up to $10,000 6-month Intro Rate as low as 3.99%
Up to $10,000 As low as 10.99%

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Line of Credit

TermAPR*
Revolving As low as 9.99%

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First Trust Deed and Home Equity Loans

First Trust Deed and Home Equity Loans
Please contact the credit union

*APR= Annual Percentage Rates. Standard rate based on Platinum FICO score 740+. El Monte Community Credit Union has a managed-risk credit program and rates vary based on your individual FICO score. All rates reflect .50% discount with Direct Deposit payment (excluding Visa). Rates are subject to change without notice.

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Your savings insured to $250,000 per account. This institution is not federally insured, or insured by any state government.

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