Auto loans financed up to 120% Loan-to-Value, include tax, license, MBI and GAP waiver for new vehicles and 110% Loan-to-Value, include tax, license, MBI and GAP waiver for used vehicles.
New and Used Vehicles
| Term | New Auto APR* | Used Auto APR* |
|---|---|---|
| 24 Months | 4.99% | 5.99% |
| 36 Months | 4.99% | 5.99% |
| 48 Months | 5.99% | 6.99% |
| 60 Months | 5.99% | 6.99% |
| 72 Months | 5.99% | 6.99% |
| 84 Months | 6.49% | 7.49% |
New and Used Recreational Vehicles
| Term | New Rate | Used Rate |
|---|---|---|
| 24 Months | 6.42% | 6.42% |
| 36 Months | 6.42% | 6.42% |
| 48 Months | 6.42% | 6.42% |
| 60 months | 6.42% | 6.42% |
| 72 months | 6.63% | 6.63% |
| 84 months | 7.11% | 7.11% |
| 120 months | 7.41% | 7.41% |
| 180 months | 7.91% | 7.91% |
Personal Loans
Up to $25,000 No Collateral Required
| Term | APR* |
|---|---|
| up to 60 months | As low as 13.49% |
Visa Credit Cards
| Limit | APR* |
|---|---|
| Up to $10,000 | 6-month Intro Rate as low as 3.99% |
| Up to $10,000 | As low as 10.99% |
Line of Credit
| Term | APR* |
|---|---|
| Revolving | As low as 9.99% |
First Trust Deed and Home Equity Loans
| First Trust Deed and Home Equity Loans |
|---|
| Please contact the credit union |
*APR= Annual Percentage Rates. Standard rate based on Platinum FICO score 740+. El Monte Community Credit Union has a managed-risk credit program and rates vary based on your individual FICO score. All rates reflect .50% discount with Direct Deposit payment (excluding Visa). Rates are subject to change without notice.
