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Savings Accounts

Earn competitive dividends with our basic savings account.

Money Market
Earn a higher yield, while still having your savings readily available.

  • Dividends are credited monthly
  • The minimum deposit is $500
  • The minimum withdrawal amount is $500

Coverdell Education Savings Account (ESA)

Save for qualified education expenses for your child, including tuition, fees, books, computer equipment and technology required for elementary, secondary and post-secondary education.

  • Contributions can be made for up to $2,000 annually per child
  • Dividend earnings are tax-deductible, but contributions are not
  • Withdrawals for certain qualified education expenses are tax-free

Cub Club Savings

The Cub Club is available for kids up to age 12.

  • There is no membership fee to open the account
  • The minimum deposit is only $10
  • Dividends begin paying a $100

How to Open a Cub Club Savings:

You can open a Cub Club Savings in person by visiting our branch at 11718 Ramona, Blvd., El Monte, CA. 91732. You may also open an account by fax or mail. Call us at (626) 444-0501 to receive an application.

Mail your completed application to:

El Monte Community Credit Union
11718 Ramona Blvd.
El Monte, CA 91732

Or fax your completed application to (626) 444-6961.

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By members choice, El Monte Community Credit Union is privately insured by American Share Insurance up to $250,000 per account.  This institution is not federally insured and if the institution fails, the Federal Government does not guarantee that depositors will get back their money.  Accounts with this institution are not insured by any state government.