Skip-A-Pay Online Application

Take advantage of Skip-A-Pay from EMCCU and have extra cash on hand! Simply fill out the form below, and for just $35 per loan you can skip your loan payment for one month only! Please note this offer is good for consumer loans only. Skip A Payment is not available for First Mortgages, Home Equity Lines of Credit, Signature Lines of Credit or Credit Cards. For more information, give us a call at (626) 444-0501.

Please indicate your account number(s) and the suffix(es) of the loan(s) you wish to skip. Please be sure to mark the month you wish to skip.

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Loan 1
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Loan 2
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Loan 3
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Terms and Conditions

I/we hereby authorize El Monte Community Credit Union to defer my payments for each loan. I/we have listed above. I/we understand that interest will continue to accrue on the outstanding balances and may result in higher total finance charges on my loan(s). Therefore, I/we understand it may be necessary to make extra payments after the loan would otherwise have been paid off. Skipping payments will extend the term of the loan(s). All my/our loans with El Monte Community Credit Union are current and in good standing to the best of my understanding. All skip payments (deferrals) are subject to El Monte Community Credit union’s final approval. El Monte Community Credit Union reserves the right to terminate this offer if my/our financial status changes prior to the Credit Union’s approval. I/we agree and are required to resume our regular payment scheduled after the "skipped" month. For members who have Guaranteed Asset Protection (GAP), claim coverage does not extend to the amount of payment(s) deferred. In addition, the coverage will not be extended beyond the original maturity date. To skip a payment, all borrowers on the loan(s) must sign this Agreement.

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Your savings insured to $250,000 per account. This institution is not federally insured, or insured by any state government.