Home Equity Line of Credit

A Home Equity Line of Credit is a self-replenishing, open-end, variable-rate loan secured by the equity in a member's (owner-occupied) property. 

  • Competitive loan rates
  • Credit lines up to $150,000
  • Minimum credit line is $10,000

How to Apply

You can apply for a real estate loan in person by visiting our branch at 11718 Ramona, Blvd. El Monte, CA 91732. 

You may also apply by fax or mail. Call us at (626) 444-0501 to receive an application.

Mail your completed application to: 

El Monte Community Credit Union
11718 Ramona Blvd., El Monte, CA 91732

Or fax your completed application to (626) 444-6961. 

Equal Housing Lender 1c

asi logo

By members choice, El Monte Community Credit Union is privately insured by American Share Insurance up to $250,000 per account.  This institution is not federally insured and if the institution fails, the Federal Government does not guarantee that depositors will get back their money.  Accounts with this institution are not insured by any state government.